Section 8 Fair Market Rent (FMR) for ZIP 10024 - 2026

Fair Market Rent Rates

Unit Size FY 2026 FMR
Studio (0 Bedroom) $3,800
1 Bedroom $3,990
2 Bedrooms $4,370
3 Bedrooms $5,470
4 Bedrooms $5,950

Location: New York, NY

Metro Area: New York, NY HUD Metro FMR Area

Market Analysis for Investors

Market Overview: The 10024 ZIP code (Upper West Side) is a premium Manhattan market with strong rental demand from professionals and affluent families. Prices remain elevated despite recent softening in the luxury segment. Long-term outlook remains positive due to limited supply and persistent demand.

Median Sales Prices (ZIP 10024):
• 2BR: $1,200,000
• 3BR: $1,650,000

1% Rule Analysis:
• 2BR: $4,370 ÷ $1,200,000 = 0.36% 👎 Below 1% Rule
• 3BR: $5,470 ÷ $1,650,000 = 0.33% 👎 Below 1% Rule

Investment Potential: High acquisition costs and low rent-to-price ratios make cash flow challenging. Properties here are better suited for long-term appreciation plays rather than cash flow investments. Consider focusing on luxury finishes to command premium rents.

Key Insights:
• High acquisition costs require significant capital appreciation for profitability
• Rental yields are low but demand remains strong for quality units
• Consider co-living or luxury rental strategies to maximize rent
• Focus on properties with unique features or locations that can command premium rents